How The Card Works For Dashers In 2022

Are you a DoorDash Dasher who’s tired of waiting to get paid?

Perhaps, you don’t want to pay Fastpay’s fee to get your funds quicker.

However, there’s now a solution to those issues.

A partnership between Payfare, Visa, and DoorDash bought us the DasherDirect card.

It’s a debit card they packed full of excellent perks.

While this card’s amazing, before you sign up for it, you’ll need to know what you’re getting yourself into.

Fortunately, we crafted this guide.

Follow along as we explore what the DasherDirect prepaid card is, how it works, and how to get your hands on its various benefits.

Afterward, we’ll dive into questions that others interested in the card asked.

What Is the DasherDirect Prepaid Card?

screenshot of dasherdirect card for doordash

Many know the DasherDirect as a prepaid debit card that DoorDash offers.

However, it’s more than that.

It’s also a Payfare-powered mobile banking app that US-based Dashers can use to gain access to features like:

In short, it’s an excellent debit card that’ll save you a lot of money on gas and enables you to access your hard-earned money earlier.

How Does the DasherDirect Card Work?

The DasherDirect prepaid card allows you to receive your DoorDash earnings daily—an excellent alternative to having to use their fee-driven Fast Pay system.

Moreover, you can use the DasherDirect mobile app to access basic banking functions.

From there, you can look at your balance and transfer money without minimum balance requirements or having to pay fees.

However, you may want to keep in mind that it will take 24–48 hours for your funds to appear in your account after the payout.

So you might not see your money right away.

What can you use this card for?

One of the prepaid debit card’s main perks is that you get 2% cash back on gas purchases at any gas station.

Because of this, you can save a lot if you’re frequently driving.

You could also use the card to send funds or pay bills.

You should note that the cash back only applies to gas and nothing else.

Fortunately, there are no monthly maintenance fees with this card or when you use one of their partner ATMs.

But, if you make direct deposits, Visa may charge you a fee of around $4.95 per reload.

Moreover, a couple of other fees include:

  • Card replacement: $5
  • Balance refund check: $3.50
  • Inactivity fee: $2.50 per month after 12 months of inactivity
  • Foreign transaction fees: 3% of your transaction
  • Bill pay with a paper check: $1 per check used
  • Non-network ATM fees: $2.50 per transaction

Perks and Benefits of the DasherDirect Card

If you’re a Dasher who’s curious about the perks and benefits of a DasherDirect card, here’s a list of them:

  • No-fee ATM usage: use your card for free at more than 55,000 AllPoint ATMs
  • No need to wait for earnings: you’ll have instant access to Door Dash earnings
  • Cashback rewards: earn 2% cash back on gas purchases at any gas station
  • No monthly fees: no per-transaction or monthly fees
  • You can accept cash deposits: you can use any ReadyLink network location to make fee-free cash (on DoorDash’s side) deposits

How to Use the DasherDirect Card

While you’re waiting for your Dasher card, you can use DoorDash’s virtual DasherDirect card to access basic banking features through a separate app.

Why’s that?

Because without it, you can’t access your banking features.

You also can’t see your reward and goal balances.

It’s also helpful to have this app to give you a map to ATMs that won’t charge you fees for using the card.

Moreover, with the app, you have access to various features.

You can lock your card to prevent unauthorized transactions.

Also, you can change your PIN if you forget it and see when you activated your card for reference.

Fortunately, you use this card just like any other debit or credit card (like the DoorDash Red Card)

Once you receive it, you set your PIN, and afterward, you pay for whatever you buy and run the card as debit or credit.

It’s important to remember to check your card’s balance before using it as you may find that there has been a delay with transferring funds into your account.

It’s inconvenient to find yourself at the mercy of DoorDash.

However, it’s still a convenient card that integrates a basic banking system with their ecosystem.

How to Get the Card

Now that you know what the DasherDirect prepaid card is and how it works, is there anything else you should know?

Of course, otherwise, we would have concluded this piece.

Now you need to know how to apply for the card.

Fortunately, DoorDash has made it simple for you to do through their Dasher app.

However, you will have to make sure that you fit all their requirement criteria to receive the card.

After you sign up, you will have to wait for it to arrive in the mail.

1. Eligibility

To be eligible to enjoy the benefits of a DasherDirect prepaid card, you’ll need to meet the following requirements:

  • The Dasher app. If you don’t have this app, we recommend downloading it as soon as possible
  • Acts as an active US-based DoorDash employee
  • Can provide the requested information like an ID or driver’s license, a social security number, and a US residential address
  • At minimum, you’re 18 years old

2. Applying for the Card

First, you’ll need to navigate into your Dasher app and tap “Earnings” to apply for the program.

Next, you’ll need to choose the Bank icon and tap “DasherDirect” under “Other” payment options.

Afterward, their app will prompt you to sign up for the program.

When applying for the Dasher Direct card, you’ll need to provide the following information:

  • Driver’s license or government-issued ID
  • Your home address
  • Your social security number
  • Your full name

Eventually, you’ll receive your DasherDirect prepaid visa card in the mail.

From there, you simply activate it and download the DasherDirect card app (iOS/Android), and you’re on your way to saving money.

Furthermore, you might want to keep in mind that while you’re waiting for your card, you’ll have immediate access to funds.

You can use these features through the DasherDirect app.

Frequently Asked Questions

vector graphic of doordash delivery driver handing a cashier a dasherdirect card to pay for the meal

While we covered a lot of information related to the DasherDirect card, there are still many questions.

Ones that others interested in this card have asked while researching whether they should get it.

Read along, and you might find the answer to a question that you didn’t know you had.

How long does Dasher direct deposit take?

A Dasher direct deposit will appear in your bank account between 2–3 business days.

Usually, DoorDash initiates direct deposits early in the morning on Monday.

Therefore, payments should appear in your account by Wednesday night.

Conversely, if you use Fast Pay, you’ll get to cash out your earnings for only $1.99 instantly.

Can I still use fast pay with DasherDirect?

No, you can’t use Fast Pay with DasherDirect. On DoorDash’s website, they state that the feature is unavailable if you have their prepaid debit card.

However, if you believe that you should have Fast Pay anyway, you should contact DoorDash customer service.

Does DoorDash hold your first paycheck?

DoorDash does not hold your first paycheck. Their payment weeks run Monday through Sunday, and they initiate their deposits on Monday.

How many times can you cash out with DasherDirect?

Some user-generated content throughout the web states that you can cash out at least twice a day.

But, we couldn’t find any content with a definite number on how many times a day that you can cash out with DasherDirect.

However, if DasherDirect is anything like Fast Pay, you can cash out once per day, and you would see your earnings 24–48 hours later.

Wrapping Up

The DasherDirect prepaid debit card enables DoorDash to pay its drivers quicker.

Moreover, it offers several other benefits like cash back on gas, cash deposit, and free-of-fee operations.

Moreover, Payfair and DoorDash offer an app to make the process even more convenient.

Thankfully, it’s not difficult to use or get your hands on the card.

You just go through the app, tap an icon, fill out some information and wait for your mail.

Moreover, we hope that out of the many frequently asked questions, one of them was one that you didn’t know that you needed to know about.

However, there’s not too much that you need to know about the card.

If you’re interested in signing up for Doordash’s card, make your way into the app now and get yourself started.

That way, you can get your card and start earning cash back sooner.

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