Nevada First-Time Home Buyer Programs of 2021

The Nevada Housing Division offers several loan programs to help first-time home buyers become homeowners in the Silver State.

If you haven’t owned a home in the past three years, you may qualify as a first-time home buyer. The Nevada Housing Division offers homebuying programs for repeat buyers, active-duty military and veterans, too.

National first-time home buyer programs to consider

With these national programs, home buyers in Nevada and elsewhere can get financing with low down payments, which are crucial for many first-timers.

Nevada Housing Division highlights and eligibility requirements

First-time home buyers in Nevada who meet income and other eligibility requirements can get 30-year mortgages at competitive interest rates through Nevada’s Home Is Possible loan and assistance programs.


  • Help with down payments and closing costs for low- and moderate-income borrowers.

  • Active military and veterans may be eligible for below-market interest rates.


  • Most programs have income limits.

  • Some programs establish limits on home prices.

  • Home must be a primary residence in Nevada.

  • Minimum credit scores vary by program.

Nevada first-time home buyer loan programs

Your next step

The division does not lend money directly; instead, approved lenders do. If you see a first-time or repeat home buyer program that appeals to you, contact a lender directly.

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